NO INSURANCE PROVIDED OR AVAILABLE! Due to the nature of boating in the Hawaiian islands, we have found that a customer that visiting is much more cautious and courteous when they are personally responsible for their actions. You are never required to use the boat, it is ultimately your choice, as the captain, to make the correct decision under any circumstance while at sea. We do not offer any form of liability protection to protect the captain of the vessel. This includes circumstances arising from unseen hazards such as ghost nets, lines, and marine life as well as all mechanical and equipment malfunctions. Again, you are not required to rent a boat and we encourage you NOT to rent a boat if you feel like you can’t handle the responsibility.